3 programs, side by side

Rows marked with a dot are where these differ. Everything is each university’s own published wording; the “your average” row is yours, calculated the way each program does it.

	Guelph Psychology (BA) Honours (co-op option) OUAC GPS Remove	Waterloo Science and Financial Management (Co-op Only) OUAC WSA Remove	Carleton Commerce OUAC CC Remove
Your average, their wayrequired courses forced in
Published rangetheir exact wording	80–86%“80 to 86%”	80–87%“Low to mid-80s”	80%“80% (regular and co-op)”
Required coursesforced into your top 6 — options are the row below	ENG4U	ENG4U MCV4U MHF4U	ENG4U MHF4U
Choose one ofany of these satisfies it	—	two of MDM4U, SBI4U, SCH4U, SES4U, SPH4U	one of MCV4U, MDM4U
Prerequisitesas published	ENG4U 5 additional U/M courses	English (ENG4U – min. 70%) Advanced Functions (min. 70%) Calculus and Vectors (min. 70%) Any two of the following: Biology, Chemistry, Earth and Space Science, Mathematics of Data Management, or Physics	Concentrations: Accounting, Business Analytics, Entrepreneurship, Finance, Information Systems, International Business, Management, Marketing, and Supply Chain Management English (ENG4U) Advanced Functions (MHF4U) Calculus (MCV4U) or Math for Data Management (MDM4U). Calculus (MCV4U) recommended. 3 best 4U/M courses
More than marks?supplementary application	Marks only	Marks only	Marks only
Co-op	Available	Available	Available
Degree	—	—	—
First-year intakewhere published	—	30	—
What you study	Psychology	Accounting Biological Sciences Biology Chemistry	Accounting Business Studies Entrepreneurship Finance
What it is	You study human behaviour, thinking, and mental health through research, theory, and practical observation. This honours program includes a co-op option, meaning you alternate between classroom semesters and work terms at organizations like clinics, research labs, or social agencies, giving you real experience alongside your degree. It suits people curious about why people act and think as they do, who want hands-on workplace experience before deciding on a psychology career path.	You study science subjects like biology, chemistry, or physics alongside accounting and finance courses, learning how to apply scientific knowledge to financial decision-making and business problems. Unlike a straight science degree, you're required to complete paid work terms with employers throughout your studies, alternating between school and jobs. This suits people who want a science background but are drawn to business applications and need real-world work experience before graduating.	Commerce is a broad business degree where you study accounting, finance, marketing, management, and related topics. You choose a concentration like accounting or finance to specialize, rather than studying one narrow area. It suits people interested in business fundamentals and real-world work experience, since the program includes optional co-op placements that let you alternate between classes and paid jobs in your field.
The door tomajors you reach through it	psychology	Applied to directly	commerce/business finance marketing
Entrance awardsat this campus, by average	12 published, 4 with no applicationfrom 75%See them	4 published, 3 with no applicationfrom 80%See them	16 published, 9 with no applicationfrom 75%See them
Source	University of Guelph on OUInfo	University of Waterloo on OUInfo	Carleton University on OUInfo

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Ranges are what each university publishes, not guaranteed cutoffs, and limited-enrolment programs often admit above them. Confirm anything you are about to act on with the university; each column links to its source.