3 programs, side by side

Rows marked with a dot are where these differ. Everything is each university’s own published wording; the “your average” row is yours, calculated the way each program does it.

	McMaster Environmental and Earth Sciences Gateway OUAC MEE Remove	Waterloo Sustainability and Financial Management (Co-op only) OUAC WSF Remove	U of T (Scarborough) Management (regular and co-op) OUAC TSM Remove
Your average, their wayrequired courses forced in
Published rangetheir exact wording	83–87%“Mid-80s”	83–87%“Mid-80s”	83–90%“Mid-80s (regular), mid- to high 80s (co-op)”
Required coursesforced into your top 6 — options are the row below	ENG4U	ENG4U MCV4U MHF4U	ENG4U MCV4U MHF4U
Choose one ofany of these satisfies it	one of MCV4U, MHF4U one of SBI4U, SCH4U one of MCV4U, MHF4U, SBI4U, SCH4U, SPH4U	—	—
Prerequisitesas published	English 4U 1 of Advanced Functions 4U, Calculus & Vectors 4U 1 of Biology 4U, Chemistry 4U 1 of Advanced Functions 4U, Calculus & Vectors 4U, Biology 4U, Chemistry 4U, Physics 4U Applicants without Calculus & Vectors 4U will be required to take an equivalent Calculus course in Level I.	Any Grade 12 U English (min. 75%) Advanced Functions (min. 75%) Calculus and Vectors (min. 75%)	ENG4U MCV4U MHF4U
More than marks?supplementary application	Marks only	Marks only	Yes Supplementary Application Form (SAF) required. An SAF helps us get to know you better. What is your story? We welcome students with varied lived experiences and whose activities demonstrate learning and/or leadership potential beyond their academic records. The SAF is a space for you to tell us about your life, interests, and goals for attending U of T Scarborough. We are looking for engaged students of any background who will bring leadership, passion, and diverse perspectives. At the University of Toronto Scarborough, we welcome students with varied lived experiences and whose activities demonstrate learning and/or leadership potential beyond their academic records. We believe strongly that every applicant should be given an equitable opportunity to join our learning community. Please fill out the SAF to the best of your ability so we can get to know more about who you are and what you have learned from your experiences (rather than simply listing how many extracurricular activities you have participated in). Your responses will be read by university staff with a diverse set of backgrounds and an anti-discriminatory lens. Usually closes before January 15
Co-op	Available	Available	Available
Degree	—	—	Bachelor of Arts, BA, Bachelor of Business Administration, BBA
First-year intakewhere published	85	100	420
What you study	Environmental Studies Human Geography Physical Geography	Accounting Business Studies Environmental Studies Finance	Accounting Economics Entrepreneurship Finance
What it is	This program introduces you to how Earth's physical systems — climate, geology, water — interact with human society and geography. You explore environmental challenges through both natural science and social perspectives, rather than focusing on just one. It suits students curious about environmental issues from multiple angles who want hands-on experience through co-op placements.	This program teaches you business and accounting skills alongside environmental sustainability — how companies manage money while reducing their ecological impact. Unlike a straight business degree, you study both financial management and environmental systems together, and co-op is mandatory, so you work in real companies for four months at a time throughout your degree. It suits people who want a career in business or finance but care about environmental responsibility and learn best by doing real work alongside classroom study.	You study the fundamentals of running organizations and making business decisions, covering areas like accounting, finance, marketing, and human resources. The co-op option means you alternate between classroom learning and paid work terms at real companies, giving you direct experience alongside your degree. This program suits people who want practical business skills and a chance to test different roles before choosing a specialty.
The door tomajors you reach through it	earth science environmental science	Applied to directly	accounting commerce/business economics finance marketing
Entrance awardsat this campus, by average	5 published, 3 with no applicationfrom 75%See them	4 published, 3 with no applicationfrom 80%See them	4 published, 4 with no applicationfrom 85%See them
Source	McMaster University on OUInfo	University of Waterloo on OUInfo	University of Toronto — Scarborough on OUInfo

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Ranges are what each university publishes, not guaranteed cutoffs, and limited-enrolment programs often admit above them. Confirm anything you are about to act on with the university; each column links to its source.