3 programs, side by side

Rows marked with a dot are where these differ. Everything is each university’s own published wording; the “your average” row is yours, calculated the way each program does it.

	Ottawa Financial Mathematics and Economics (4 years) (French Immersion Stream is available) OUAC OUT Remove	Queen's Physical and Chemical Sciences Pathway OUAC QSP Remove	Waterloo Science and Financial Management (Co-op Only) OUAC WSA Remove
Your average, their wayrequired courses forced in
Published rangetheir exact wording	80%	80–87%“Low to Mid-80s”	80–87%“Low to mid-80s”
Required coursesforced into your top 6 — options are the row below	MCV4U MHF4U	ENG4U MCV4U	ENG4U MCV4U MHF4U
Choose one ofany of these satisfies it	one of ENG4U, FRA4U	one of SCH4U, SPH4U	two of MDM4U, SBI4U, SCH4U, SES4U, SPH4U
Prerequisitesas published	ENG4U or FRA4U MHF4U MCV4U A combined minimum average of 70% is required for all prerequisite courses in mathematics. If you are missing MCV4U, you may take the equivalent course at the university the summer before or during your first semester. +2 more on the program page	ENG4U MCV4U 1 of SCH4U or SPH4U 3 additional 4 U/M courses	English (ENG4U – min. 70%) Advanced Functions (min. 70%) Calculus and Vectors (min. 70%) Any two of the following: Biology, Chemistry, Earth and Space Science, Mathematics of Data Management, or Physics
More than marks?supplementary application	Marks only	Marks only	Marks only
Co-op	Available	Available	Available
Degree	Bachelor of Science, BSc, Bachelor of Science (Co-op), BSc (Co-op)	—	—
First-year intakewhere published	—	—	30
What you study	Economics Finance Interdisciplinary Studies Mathematics	Astronomy Biotechnology Chemistry Mathematics	Accounting Biological Sciences Biology Chemistry
What it is	Financial Mathematics and Economics is a mathematics-based degree that combines the study of economic systems and financial markets with advanced math and statistics. Unlike a pure economics or pure mathematics program, it trains you to use mathematical models and analysis to solve real-world problems in finance and economics. It suits students who want rigorous quantitative training and are interested in how money, markets, and economies actually work.	This pathway lets you study the fundamental sciences — physics, chemistry, astronomy, mathematics, and biology — together rather than committing to a single discipline right away. You'll take core courses across all these fields in your first year, then gradually specialize based on your interests. The included co-op option means you'll do work terms in research labs or industry, giving you hands-on experience alongside your coursework.	You study science subjects like biology, chemistry, or physics alongside accounting and finance courses, learning how to apply scientific knowledge to financial decision-making and business problems. Unlike a straight science degree, you're required to complete paid work terms with employers throughout your studies, alternating between school and jobs. This suits people who want a science background but are drawn to business applications and need real-world work experience before graduating.
The door tomajors you reach through it	Applied to directly	chemistry physics	Applied to directly
Entrance awardsat this campus, by average	22 published, 5 with no applicationfrom 75%See them	None published by average	4 published, 3 with no applicationfrom 80%See them
Source	University of Ottawa on OUInfo	Queen's University on OUInfo	University of Waterloo on OUInfo

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