4 programs, side by side

Rows marked with a dot are where these differ. Everything is each university’s own published wording; the “your average” row is yours, calculated the way each program does it.

Full	Ottawa Financial Mathematics and Economics (4 years) (French Immersion Stream is available) OUAC OUT Remove	Waterloo Honours Science (Regular/Co-op) OUAC WS Remove	U of T (St. George) Mathematical & Physical Sciences OUAC TPG Remove	Waterloo Physical Sciences (Regular/Co-op) OUAC WPS Remove
Your average, their wayrequired courses forced in
Published rangetheir exact wording	80%	80–83%“Low 80s”	83–90%“Mid to high 80s”	80–83%“Low 80s”
Required coursesforced into your top 6 — options are the row below	MCV4U MHF4U	ENG4U MCV4U MHF4U	ENG4U MCV4U	ENG4U MCV4U MHF4U
Choose one ofany of these satisfies it	one of ENG4U, FRA4U	two of MDM4U, SBI4U, SCH4U, SES4U, SPH4U	—	two of MDM4U, SBI4U, SCH4U, SES4U, SPH4U
Prerequisitesas published	ENG4U or FRA4U MHF4U MCV4U A combined minimum average of 70% is required for all prerequisite courses in mathematics. If you are missing MCV4U, you may take the equivalent course at the university the summer before or during your first semester. +2 more on the program page	English (ENG4U – min. 70%) Advanced Functions (min. 70%) Calculus and Vectors (min. 70%) Any two of the following: Biology, Chemistry, Earth and Space Science, Mathematics of Data Management, or Physics	ENG4U MCV4U Many programs also require or recommend 1 or more of SBI4U, SCH4U or SPH4U	English (ENG4U – min. 70%) Advanced Functions (min. 70%) Calculus and Vectors (min. 70%) Any two of the following: Biology, Chemistry, Earth and Space Science, Mathematics of Data Management, or Physics
More than marks?supplementary application	Marks only	Marks only	Marks only	Marks only
Co-op	Available	Available	Available	Available
Degree	Bachelor of Science, BSc, Bachelor of Science (Co-op), BSc (Co-op)	—	—	—
First-year intakewhere published	—	130	—	250
What you study	Economics Finance Interdisciplinary Studies Mathematics	Biology Chemistry Materials Science Molecular Biology, Biochemistry	Astronomy Chemistry Geology Materials Science	Astronomy Chemistry Geology Materials Science
What it is	Financial Mathematics and Economics is a mathematics-based degree that combines the study of economic systems and financial markets with advanced math and statistics. Unlike a pure economics or pure mathematics program, it trains you to use mathematical models and analysis to solve real-world problems in finance and economics. It suits students who want rigorous quantitative training and are interested in how money, markets, and economies actually work.	This program lets you study science broadly — chemistry, physics, biology, materials science, and related fields — at university level. Unlike a specialized honours program in a single science, this one gives you flexibility to explore multiple areas before focusing deeper. The co-op option lets you alternate study terms with paid work in science-related industries. It suits students who are strong in math and sciences but not yet sure which direction to specialize in, or who want practical work experience alongside their degree.	This program combines foundational study in mathematics with hands-on work in chemistry, physics, astronomy, geology, and related fields. You'll take core courses in pure and applied mathematics alongside lab work and theory in the physical sciences, giving you breadth rather than specialization in a single discipline. It suits students drawn to quantitative problem-solving across multiple scientific areas who want flexibility to explore before committing to a specific path.	Physical Sciences is a broad first-year program where you study foundational chemistry, physics, mathematics, and biology before choosing a specialization in second year. The co-op option means you alternate between study and paid work terms at companies or research labs, giving you real experience in your field. This program suits students who are strong in math and science but not yet certain which specific physical science direction — from astronomy to polymer chemistry — they want to pursue.
The door tomajors you reach through it	Applied to directly	Applied to directly	chemistry earth science mathematics physics statistics	chemistry earth science physics
Entrance awardsat this campus, by average	22 published, 5 with no applicationfrom 75%See them	4 published, 3 with no applicationfrom 80%See them	5 published, 3 with no applicationfrom 90%See them	4 published, 3 with no applicationfrom 80%See them
Source	University of Ottawa on OUInfo	University of Waterloo on OUInfo	University of Toronto — St. George on OUInfo	University of Waterloo on OUInfo

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