3 programs, side by side

Rows marked with a dot are where these differ. Everything is each university’s own published wording; the “your average” row is yours, calculated the way each program does it.

	U of T (Scarborough) Mathematics (regular and co-op) OUAC TXS Remove	Laurier (Waterloo) Business Administration (BBA) + Financial Mathematics and Analytics (BA) OUAC UBF Remove	Waterloo Mathematics/Financial Analysis and Risk Management (Regular/Co-op) OUAC WMF Remove
Your average, their wayrequired courses forced in
Published rangetheir exact wording	87–90%“High 80s (regular), high 80s (co-op)”	87–90%“High 80s”	83–87%“Mid 80s”
Required coursesforced into your top 6 — options are the row below	ENG4U MCV4U MHF4U	ENG4U MCV4U MHF4U	ENG4U MCV4U MHF4U
Choose one ofany of these satisfies it	—	—	—
Prerequisitesas published	ENG4U MCV4U MHF4U Alternative Offers Alternative offer to another UTSC program; automatic consideration.	English at 70% Advanced Functions at 80% Calculus and Vectors at 80% Prerequisite courses are calculated in the admission average.	Any Grade 12 U English Advanced Functions Calculus and Vectors One other Grade 12 U course
More than marks?supplementary application	Marks only	Marks only	Yes An Admission Information Form is required. We will send you instructions when we acknowledge your application. You are strongly encouraged to write the Euclid Mathematics Contest and the Canadian Senior Mathematics Competition. Individual selection may vary. Usually closes before January 15
Co-op	Available	Available	Available
Degree	—	—	—
First-year intakewhere published	100	—	153
What you study	Mathematics	Business Studies Finance Mathematics	Business Studies Finance Mathematics Statistics
What it is	You study pure and applied mathematics — algebra, calculus, geometry, and how to solve real problems with math. The co-op stream lets you alternate between classroom learning and paid work terms at companies or research labs, giving you practical experience alongside theory. This suits people who want to test whether they prefer pure mathematics, data work, or applied roles in industry before committing to a specialization.	You study business management combined with advanced mathematics and data analysis for finance. This dual program goes deeper into quantitative methods than a standard business degree, letting you build models and analyse financial data rather than just learning business theory. It suits students who are comfortable with math, want finance careers, and prefer hands-on problem-solving over pure theory.	You study mathematics, statistics, and finance together to understand how to measure and manage financial risk in banks, investment firms, and insurance companies. Unlike a straight business degree, this program emphasizes the quantitative and mathematical tools that financial professionals actually use to model markets and predict uncertainty. The co-op option lets you work in the industry while you study. This program suits people who are comfortable with advanced math and want to apply it to real-world financial problems.
The door tomajors you reach through it	mathematics	Applied to directly	Applied to directly
Entrance awardsat this campus, by average	4 published, 4 with no applicationfrom 85%See them	11 published, 1 with no applicationfrom 75%See them	4 published, 3 with no applicationfrom 80%See them
Source	University of Toronto — Scarborough on OUInfo	Wilfrid Laurier University — Waterloo on OUInfo	University of Waterloo on OUInfo

Also compare with

Same subject area and a similar published range, at a campus you have not got in the table yet.

Ranges are what each university publishes, not guaranteed cutoffs, and limited-enrolment programs often admit above them. Confirm anything you are about to act on with the university; each column links to its source.