4 programs, side by side

Full	Waterloo Mathematics/Financial Analysis and Risk Management (Regular/Co-op) OUAC WMF ☆ Add to planRemove	Laurier (Waterloo) Business Administration (BBA) + Financial Mathematics and Analytics (BA) OUAC UBF ☆ Add to planRemove	U of T (Scarborough) Management & International Business (Co-op Only) OUAC TXB ☆ Add to planRemove	Guelph Bachelor of Commerce (BComm) Undeclared (first year only) OUAC GBU ☆ Add to planRemove
Your average, their wayrequired courses forced in
Published rangetheir exact wording	83–87%“Mid 80s”	87–90%“High 80s”	83–90%“Mid- to high 80s”	80–86%“80 to 86%”
Required coursesforced into your top 6 — options are the row below	ENG4UMCV4UMHF4U	ENG4UMCV4UMHF4U	ENG4UMCV4UMHF4U	ENG4UMHF4U
Choose one ofany of these satisfies it	—	—	—	—
Prerequisitesas published	Any Grade 12 U English Advanced Functions Calculus and Vectors One other Grade 12 U course	English at 70% Advanced Functions at 80% Calculus and Vectors at 80% Prerequisite courses are calculated in the admission average.	ENG4U MCV4U MHF4U	ENG4U MHF4U 1 additional 4U Math 3 additional 4U/M courses Proficiency in math-based programs is required for consideration for BComm specializations. +2 more on the program page
More than marks?supplementary application	Yes An Admission Information Form is required. We will send you instructions when we acknowledge your application. You are strongly encouraged to write the Euclid Mathematics Contest and the Canadian Senior Mathematics Competition. Individual selection may vary. Usually closes before January 15	Marks only	Yes A Supplementary Application Form (SAF) is required. Candidates with a successful SAF will also complete an admission interview. Usually closes before January 15	Marks only
Co-op	Available	Available	Available	No
Degree	—	—	—	—
First-year intakewhere published	153	—	60	—
What you study	Business StudiesFinanceMathematicsStatistics	Business StudiesFinanceMathematics	Business StudiesEconomicsFinanceHuman Resource Management	AccountingBusiness StudiesEconomicsFinance
What it is	You study mathematics, statistics, and finance together to understand how to measure and manage financial risk in banks, investment firms, and insurance companies. Unlike a straight business degree, this program emphasizes the quantitative and mathematical tools that financial professionals actually use to model markets and predict uncertainty. The co-op option lets you work in the industry while you study. This program suits people who are comfortable with advanced math and want to apply it to real-world financial problems.	You study business management combined with advanced mathematics and data analysis for finance. This dual program goes deeper into quantitative methods than a standard business degree, letting you build models and analyse financial data rather than just learning business theory. It suits students who are comfortable with math, want finance careers, and prefer hands-on problem-solving over pure theory.	You study business fundamentals — how organizations work, manage money, make decisions — with a focus on global markets and cross-border trade. The co-op requirement means you alternate between classroom semesters and paid work terms at real companies, giving you practical experience alongside theory. This suits people who want hands-on learning and international exposure while building a professional network before graduation.	A Bachelor of Commerce is a four-year degree where you study business topics like accounting, finance, marketing, and management. In your first year, you take a mix of foundational courses across all these areas before choosing a specialization in second year. It suits students interested in how organizations work and make decisions, who want flexibility to explore different business fields before committing to one.
The door tomajors you reach through it	Applied to directly	Applied to directly	Applied to directly	commerce/business
Entrance awardsat this campus, by average	4 published, 3 with no applicationfrom 80%See them	11 published, 1 with no applicationfrom 75%See them	4 published, 4 with no applicationfrom 85%See them	12 published, 4 with no applicationfrom 75%See them
Source	University of Waterloo on OUInfo	Wilfrid Laurier University — Waterloo on OUInfo	University of Toronto — Scarborough on OUInfo	University of Guelph on OUInfo

Ranges are what each university publishes, not guaranteed cutoffs, and limited-enrolment programs often admit above them. Confirm anything you are about to act on with the university; each column links to its source.