3 programs, side by side

Rows marked with a dot are where these differ. Everything is each university’s own published wording; the “your average” row is yours, calculated the way each program does it.

	Waterloo Planning (Co-op Only) OUAC WP Remove	Waterloo Science and Financial Management (Co-op Only) OUAC WSA Remove	Carleton Commerce OUAC CC Remove
Your average, their wayrequired courses forced in
Published rangetheir exact wording	80–83%“Low 80s”	80–87%“Low to mid-80s”	80%“80% (regular and co-op)”
Required coursesforced into your top 6 — options are the row below	ENG4U	ENG4U MCV4U MHF4U	ENG4U MHF4U
Choose one ofany of these satisfies it	—	two of MDM4U, SBI4U, SCH4U, SES4U, SPH4U	one of MCV4U, MDM4U
Prerequisitesas published	Any Grade 12 U English (min. 75%)	English (ENG4U – min. 70%) Advanced Functions (min. 70%) Calculus and Vectors (min. 70%) Any two of the following: Biology, Chemistry, Earth and Space Science, Mathematics of Data Management, or Physics	Concentrations: Accounting, Business Analytics, Entrepreneurship, Finance, Information Systems, International Business, Management, Marketing, and Supply Chain Management English (ENG4U) Advanced Functions (MHF4U) Calculus (MCV4U) or Math for Data Management (MDM4U). Calculus (MCV4U) recommended. 3 best 4U/M courses
More than marks?supplementary application	Marks only	Marks only	Marks only
Co-op	Available	Available	Available
Degree	—	—	—
First-year intakewhere published	200	30	—
What you study	Environmental StudiesPlanning	Accounting Biological Sciences Biology Chemistry	Accounting Business Studies Entrepreneurship Finance
What it is	This program teaches you how to design and manage the built and natural environments — from city neighborhoods and transportation systems to parks and land use. The co-op requirement means you'll alternate between classroom semesters and paid work terms at planning firms, municipalities, or environmental organizations, giving you real experience while you study. It suits people who want hands-on learning, enjoy solving problems about how communities develop, and are willing to commit to the co-op schedule.	You study science subjects like biology, chemistry, or physics alongside accounting and finance courses, learning how to apply scientific knowledge to financial decision-making and business problems. Unlike a straight science degree, you're required to complete paid work terms with employers throughout your studies, alternating between school and jobs. This suits people who want a science background but are drawn to business applications and need real-world work experience before graduating.	Commerce is a broad business degree where you study accounting, finance, marketing, management, and related topics. You choose a concentration like accounting or finance to specialize, rather than studying one narrow area. It suits people interested in business fundamentals and real-world work experience, since the program includes optional co-op placements that let you alternate between classes and paid jobs in your field.
The door tomajors you reach through it	Applied to directly	Applied to directly	commerce/business finance marketing
Entrance awardsat this campus, by average	4 published, 3 with no applicationfrom 80%See them	4 published, 3 with no applicationfrom 80%See them	16 published, 9 with no applicationfrom 75%See them
Source	University of Waterloo on OUInfo	University of Waterloo on OUInfo	Carleton University on OUInfo

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Same subject area and a similar published range, at a campus you have not got in the table yet.

Ranges are what each university publishes, not guaranteed cutoffs, and limited-enrolment programs often admit above them. Confirm anything you are about to act on with the university; each column links to its source.