Commerce/Business at Waterloo
Yes — commerce/business is a direct-entry program at University of Waterloo. You apply to it from Grade 12.
You apply to
Accounting and Financial Management (Co-op Only)
83–87%OUAC WXYCo-op available
Prerequisites
- Any Grade 12 U English (min. 75%)
- Advanced Functions (min. 75%)
- Calculus and Vectors (min. 75%)
What to watch for
Waterloo has no BComm or BBA of its own, which surprises most people searching "business at Waterloo." AFM is the closest flagship business degree — School of Accounting and Finance, Faculty of Arts, co-op only, English/Advanced Functions/Calculus and Vectors all at 75%, admission average mid-80s. The other real business-side admission programs are Honours Arts and Business, Mathematics/Business Administration, the two Laurier double degrees where the BBA is granted by Laurier (one with Mathematics, one with Computer Science), Global Business and Digital Arts, Science and Business, Environment and Business, Science and Financial Management, and Sustainability and Financial Management.
The same application also gets you to
Accounting and Financial Management (Co-op Only) is the entry point for 1 other major at Waterloo. You are not choosing between these at application time.
Commerce/Business at the other campuses
Compare the entry programs side by side →- AlgomaDirect entry70%
- BrockDirect entry80–83%
- CarletonDirect entry80%
- GuelphDirect entry80–86%
- LakeheadDirect entry70%
- LaurentianDirect entry70%
- Laurier (Waterloo)Direct entry87–90%
- McMasterDirect entry83–90%
- NipissingDirect entry70%
- Ontario TechDirect entry70–73%
- Queen'sDirect entry87%
- TMUDirect entry70–75%
- TrentDirect entry70%
- U of T (Mississauga)via Commerce & Management (TMG)83–87%
- U of T (Scarborough)Direct entry83–90%
- U of T (St. George)Direct entry83–90%
- WesternDirect entry83–87%
- WindsorDirect entry73–78%
- YorkDirect entry87–93%
Entry routes were researched against each university’s own program pages in 2026-08-16, and this one is marked medium confidence. Waterloo’s page. Faculties restructure — confirm before you apply.