Finance at Waterloo
Yes — finance is a direct-entry program at University of Waterloo. You apply to it from Grade 12.
You apply to
Computing and Financial Management (Co-op Only)
90–97%OUAC WCFCo-op availableSupplementary application
Prerequisites
- Any Grade 12 U English
- Advanced Functions
- Calculus and Vectors
- One other Grade 12 U course
What to watch for
Waterloo has no program called "Finance" — it has several finance-flavoured admission programs and they are not interchangeable. CFM is direct entry and co-op only, but it is finance plus a full computer science load, English at 75%, and individual selection from the low to mid-90s, so it is the hardest of the group to get into. If you want finance without the CS load and without a 90s average, look first at Mathematics/Financial Analysis and Risk Management (apply directly, individual selection from the mid-80s, available co-op or regular) or Accounting and Financial Management (mid-80s). Mathematical Finance is a separate thing again: a major inside the plain Mathematics code (wm), declared at the end of first year. Science and Financial Management and Sustainability and Financial Management are two more distinct codes.
Finance at the other campuses
Compare the entry programs side by side →- AlgomaDirect entry65%
- Brockvia Business Administration (BN)80–83%
- Carletonvia Commerce (CC)80%
- GuelphDirect entry80–86%
- Lakeheadvia Business (ATT)70%
- LaurentianDirect entry70%
- Laurier (Waterloo)via Economics (UZE)80–83%
- McMastervia Business I83–90%
- Nipissingvia Bachelor of Business Administration (PBA)70%
- Ontario TechDirect entry70–73%
- Queen'sDirect entry87%
- TMUDirect entry80–85%
- TrentDirect entry75%
- U of T (Scarborough)via Management83–90%
- U of T (St. George)via Rotman Commerce83–90%
- Westernvia DAN Management & Organizational Studies (ED)83–87%
- Windsorvia Business Administration (NC)73–78%
- Yorkvia Commerce (BCom) (YFB)80–83%
Entry routes were researched against each university’s own program pages in 2026-08-16, and this one is marked medium confidence. Waterloo’s page. Faculties restructure — confirm before you apply.