3 programs, side by side

Rows marked with a dot are where these differ. Everything is each university’s own published wording; the “your average” row is yours, calculated the way each program does it.

	Ottawa Financial Mathematics and Economics (4 years) (French Immersion Stream is available) OUAC OUT Remove	Waterloo Accounting and Financial Management (Co-op Only) OUAC WXY Remove	Carleton Commerce OUAC CC Remove
Your average, their wayrequired courses forced in
Published rangetheir exact wording	80%	83–87%“Mid-80s”	80%“80% (regular and co-op)”
Required coursesforced into your top 6 — options are the row below	MCV4U MHF4U	ENG4U MCV4U MHF4U	ENG4U MHF4U
Choose one ofany of these satisfies it	one of ENG4U, FRA4U	—	one of MCV4U, MDM4U
Prerequisitesas published	ENG4U or FRA4U MHF4U MCV4U A combined minimum average of 70% is required for all prerequisite courses in mathematics. If you are missing MCV4U, you may take the equivalent course at the university the summer before or during your first semester. +2 more on the program page	Any Grade 12 U English (min. 75%) Advanced Functions (min. 75%) Calculus and Vectors (min. 75%)	Concentrations: Accounting, Business Analytics, Entrepreneurship, Finance, Information Systems, International Business, Management, Marketing, and Supply Chain Management English (ENG4U) Advanced Functions (MHF4U) Calculus (MCV4U) or Math for Data Management (MDM4U). Calculus (MCV4U) recommended. 3 best 4U/M courses
More than marks?supplementary application	Marks only	Marks only	Marks only
Co-op	Available	Available	Available
Degree	Bachelor of Science, BSc, Bachelor of Science (Co-op), BSc (Co-op)	—	—
First-year intakewhere published	—	365	—
What you study	Economics Finance Interdisciplinary Studies Mathematics	Accounting Business Studies Economics Entrepreneurship	Accounting Business Studies Entrepreneurship Finance
What it is	Financial Mathematics and Economics is a mathematics-based degree that combines the study of economic systems and financial markets with advanced math and statistics. Unlike a pure economics or pure mathematics program, it trains you to use mathematical models and analysis to solve real-world problems in finance and economics. It suits students who want rigorous quantitative training and are interested in how money, markets, and economies actually work.	You study accounting, finance, and business decision-making, learning how to manage money, prepare financial reports, and analyze economic data for organizations. This program requires you to complete paid work terms alongside your courses, alternating between school and real-world jobs in accounting and finance firms, so you graduate with significant professional experience. It suits people who want hands-on workplace learning, need to fund their education through co-op earnings, and are interested in becoming accountants or financial analysts.	Commerce is a broad business degree where you study accounting, finance, marketing, management, and related topics. You choose a concentration like accounting or finance to specialize, rather than studying one narrow area. It suits people interested in business fundamentals and real-world work experience, since the program includes optional co-op placements that let you alternate between classes and paid jobs in your field.
The door tomajors you reach through it	Applied to directly	accounting commerce/business	commerce/business finance marketing
Entrance awardsat this campus, by average	22 published, 5 with no applicationfrom 75%See them	4 published, 3 with no applicationfrom 80%See them	16 published, 9 with no applicationfrom 75%See them
Source	University of Ottawa on OUInfo	University of Waterloo on OUInfo	Carleton University on OUInfo

Also compare with

Same subject area and a similar published range, at a campus you have not got in the table yet.

Ranges are what each university publishes, not guaranteed cutoffs, and limited-enrolment programs often admit above them. Confirm anything you are about to act on with the university; each column links to its source.