3 programs, side by side

+ Add a program	Waterloo Mathematics/Financial Analysis and Risk Management (Regular/Co-op) OUAC WMF ☆ Add to planRemove	McMaster Business I OUAC MB ☆ Add to planRemove	U of T (Scarborough) Management & International Business (Co-op Only) OUAC TXB ☆ Add to planRemove
Your average, their wayrequired courses forced in
Published rangetheir exact wording	83–87%“Mid 80s”	83–90%“Mid- to high-80s”	83–90%“Mid- to high 80s”
Required coursesforced into your top 6 — options are the row below	ENG4UMCV4UMHF4U	ENG4UMCV4UMHF4U	ENG4UMCV4UMHF4U
Choose one ofany of these satisfies it	—	—	—
Prerequisitesas published	Any Grade 12 U English Advanced Functions Calculus and Vectors One other Grade 12 U course	English 4U Advanced Functions 4U Calculus & Vectors 4U	ENG4U MCV4U MHF4U
More than marks?supplementary application	Yes An Admission Information Form is required. We will send you instructions when we acknowledge your application. You are strongly encouraged to write the Euclid Mathematics Contest and the Canadian Senior Mathematics Competition. Individual selection may vary. Usually closes before January 15	Yes OUAC Application Deadline: April 1, 2027 *Some programs may stay open beyond this deadline, depending on capacity. It is recommended to apply as soon as possible. An optional supplementary application form is available for applicants who feel that their admission average might be close to or below the quoted range. Usually closes before January 15	Yes A Supplementary Application Form (SAF) is required. Candidates with a successful SAF will also complete an admission interview. Usually closes before January 15
Co-op	Available	Available	Available
Degree	—	Bachelor of Commerce, BCom, Bachelor of Commerce, BComm	—
First-year intakewhere published	153	800	60
What you study	Business StudiesFinanceMathematicsStatistics	AccountingBusiness StudiesFinanceHuman Resource Management	Business StudiesEconomicsFinanceHuman Resource Management
What it is	You study mathematics, statistics, and finance together to understand how to measure and manage financial risk in banks, investment firms, and insurance companies. Unlike a straight business degree, this program emphasizes the quantitative and mathematical tools that financial professionals actually use to model markets and predict uncertainty. The co-op option lets you work in the industry while you study. This program suits people who are comfortable with advanced math and want to apply it to real-world financial problems.	A Bachelor of Commerce is a four-year business degree where you study accounting, finance, marketing, human resources, and management. McMaster's program includes a mandatory co-op work term, so you alternate between classroom learning and paid work experience at real companies. This program suits people who want broad business knowledge and practical work experience before entering the job market.	You study business fundamentals — how organizations work, manage money, make decisions — with a focus on global markets and cross-border trade. The co-op requirement means you alternate between classroom semesters and paid work terms at real companies, giving you practical experience alongside theory. This suits people who want hands-on learning and international exposure while building a professional network before graduation.
The door tomajors you reach through it	Applied to directly	accountingcommerce/businessfinancemarketing	Applied to directly
Entrance awardsat this campus, by average	4 published, 3 with no applicationfrom 80%See them	5 published, 3 with no applicationfrom 75%See them	4 published, 4 with no applicationfrom 85%See them
Source	University of Waterloo on OUInfo	McMaster University on OUInfo	University of Toronto — Scarborough on OUInfo

Ranges are what each university publishes, not guaranteed cutoffs, and limited-enrolment programs often admit above them. Confirm anything you are about to act on with the university; each column links to its source.