3 programs, side by side

Rows marked with a dot are where these differ. Everything is each university’s own published wording; the “your average” row is yours, calculated the way each program does it.

	Waterloo Accounting and Financial Management (Co-op Only) OUAC WXY Remove	Guelph Bachelor of Commerce (BComm) Undeclared (first year only) OUAC GBU Remove	U of T (Scarborough) Management & International Business (Co-op Only) OUAC TXB Remove
Your average, their wayrequired courses forced in
Published rangetheir exact wording	83–87%“Mid-80s”	80–86%“80 to 86%”	83–90%“Mid- to high 80s”
Required coursesforced into your top 6 — options are the row below	ENG4U MCV4U MHF4U	ENG4U MHF4U	ENG4U MCV4U MHF4U
Choose one ofany of these satisfies it	—	—	—
Prerequisitesas published	Any Grade 12 U English (min. 75%) Advanced Functions (min. 75%) Calculus and Vectors (min. 75%)	ENG4U MHF4U 1 additional 4U Math 3 additional 4U/M courses Proficiency in math-based programs is required for consideration for BComm specializations. +2 more on the program page	ENG4U MCV4U MHF4U
More than marks?supplementary application	Marks only	Marks only	Yes A Supplementary Application Form (SAF) is required. Candidates with a successful SAF will also complete an admission interview. Usually closes before January 15
Co-op	Available	No	Available
Degree	—	—	—
First-year intakewhere published	365	—	60
What you study	Accounting Business Studies Economics Entrepreneurship	Accounting Business Studies Economics Finance	Business Studies Economics Finance Human Resource Management
What it is	You study accounting, finance, and business decision-making, learning how to manage money, prepare financial reports, and analyze economic data for organizations. This program requires you to complete paid work terms alongside your courses, alternating between school and real-world jobs in accounting and finance firms, so you graduate with significant professional experience. It suits people who want hands-on workplace learning, need to fund their education through co-op earnings, and are interested in becoming accountants or financial analysts.	A Bachelor of Commerce is a four-year degree where you study business topics like accounting, finance, marketing, and management. In your first year, you take a mix of foundational courses across all these areas before choosing a specialization in second year. It suits students interested in how organizations work and make decisions, who want flexibility to explore different business fields before committing to one.	You study business fundamentals — how organizations work, manage money, make decisions — with a focus on global markets and cross-border trade. The co-op requirement means you alternate between classroom semesters and paid work terms at real companies, giving you practical experience alongside theory. This suits people who want hands-on learning and international exposure while building a professional network before graduation.
The door tomajors you reach through it	accounting commerce/business	commerce/business	Applied to directly
Entrance awardsat this campus, by average	4 published, 3 with no applicationfrom 80%See them	12 published, 4 with no applicationfrom 75%See them	4 published, 4 with no applicationfrom 85%See them
Source	University of Waterloo on OUInfo	University of Guelph on OUInfo	University of Toronto — Scarborough on OUInfo

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Same subject area and a similar published range, at a campus you have not got in the table yet.

Ranges are what each university publishes, not guaranteed cutoffs, and limited-enrolment programs often admit above them. Confirm anything you are about to act on with the university; each column links to its source.