3 programs, side by side

Rows marked with a dot are where these differ. Everything is each university’s own published wording; the “your average” row is yours, calculated the way each program does it.

	Waterloo Mathematics (Regular/Co-op) OUAC WM Remove	U of T (Scarborough) Management & International Business (Co-op Only) OUAC TXB Remove	Carleton Commerce OUAC CC Remove
Your average, their wayrequired courses forced in
Published rangetheir exact wording	83–87%“Mid 80s”	83–90%“Mid- to high 80s”	80%“80% (regular and co-op)”
Required coursesforced into your top 6 — options are the row below	ENG4U MCV4U MHF4U	ENG4U MCV4U MHF4U	ENG4U MHF4U
Choose one ofany of these satisfies it	—	—	one of MCV4U, MDM4U
Prerequisitesas published	Any Grade 12 U English Advanced Functions Calculus and Vectors One other Grade 12 U course	ENG4U MCV4U MHF4U	Concentrations: Accounting, Business Analytics, Entrepreneurship, Finance, Information Systems, International Business, Management, Marketing, and Supply Chain Management English (ENG4U) Advanced Functions (MHF4U) Calculus (MCV4U) or Math for Data Management (MDM4U). Calculus (MCV4U) recommended. 3 best 4U/M courses
More than marks?supplementary application	Yes An Admission Information Form is required. We will send you instructions when we acknowledge your application. You are strongly encouraged to write the Euclid Mathematics Contest and the Canadian Senior Mathematics Competition. Individual selection may vary. Usually closes before January 15	Yes A Supplementary Application Form (SAF) is required. Candidates with a successful SAF will also complete an admission interview. Usually closes before January 15	Marks only
Co-op	Available	Available	Available
Degree	—	—	—
First-year intakewhere published	479	60	—
What you study	Artificial Intelligence Economics Education Studies Entrepreneurship	Business Studies Economics Finance Human Resource Management	Accounting Business Studies Entrepreneurship Finance
What it is	You study pure and applied mathematics, with courses ranging from algebra and calculus to artificial intelligence and data analysis. The co-op option means you alternate between study terms and paid work terms at companies or organizations, giving you real workplace experience alongside your degree. This program suits students who want strong mathematical foundations and are willing to structure their degree around multiple internships.	You study business fundamentals — how organizations work, manage money, make decisions — with a focus on global markets and cross-border trade. The co-op requirement means you alternate between classroom semesters and paid work terms at real companies, giving you practical experience alongside theory. This suits people who want hands-on learning and international exposure while building a professional network before graduation.	Commerce is a broad business degree where you study accounting, finance, marketing, management, and related topics. You choose a concentration like accounting or finance to specialize, rather than studying one narrow area. It suits people interested in business fundamentals and real-world work experience, since the program includes optional co-op placements that let you alternate between classes and paid jobs in your field.
The door tomajors you reach through it	mathematics statistics	Applied to directly	commerce/business finance marketing
Entrance awardsat this campus, by average	4 published, 3 with no applicationfrom 80%See them	4 published, 4 with no applicationfrom 85%See them	16 published, 9 with no applicationfrom 75%See them
Source	University of Waterloo on OUInfo	University of Toronto — Scarborough on OUInfo	Carleton University on OUInfo

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