3 programs, side by side

Rows marked with a dot are where these differ. Everything is each university’s own published wording; the “your average” row is yours, calculated the way each program does it.

	Waterloo Accounting and Financial Management (Co-op Only) OUAC WXY Remove	McMaster Business I OUAC MB Remove	U of T (Scarborough) Management & International Business (Co-op Only) OUAC TXB Remove
Your average, their wayrequired courses forced in
Published rangetheir exact wording	83–87%“Mid-80s”	83–90%“Mid- to high-80s”	83–90%“Mid- to high 80s”
Required coursesforced into your top 6 — options are the row below	ENG4U MCV4U MHF4U	ENG4U MCV4U MHF4U	ENG4U MCV4U MHF4U
Choose one ofany of these satisfies it	—	—	—
Prerequisitesas published	Any Grade 12 U English (min. 75%) Advanced Functions (min. 75%) Calculus and Vectors (min. 75%)	English 4U Advanced Functions 4U Calculus & Vectors 4U	ENG4U MCV4U MHF4U
More than marks?supplementary application	Marks only	Yes OUAC Application Deadline: April 1, 2027 *Some programs may stay open beyond this deadline, depending on capacity. It is recommended to apply as soon as possible. An optional supplementary application form is available for applicants who feel that their admission average might be close to or below the quoted range. Usually closes before January 15	Yes A Supplementary Application Form (SAF) is required. Candidates with a successful SAF will also complete an admission interview. Usually closes before January 15
Co-op	Available	Available	Available
Degree	—	Bachelor of Commerce, BCom, Bachelor of Commerce, BComm	—
First-year intakewhere published	365	800	60
What you study	Accounting Business Studies Economics Entrepreneurship	Accounting Business Studies Finance Human Resource Management	Business Studies Economics Finance Human Resource Management
What it is	You study accounting, finance, and business decision-making, learning how to manage money, prepare financial reports, and analyze economic data for organizations. This program requires you to complete paid work terms alongside your courses, alternating between school and real-world jobs in accounting and finance firms, so you graduate with significant professional experience. It suits people who want hands-on workplace learning, need to fund their education through co-op earnings, and are interested in becoming accountants or financial analysts.	A Bachelor of Commerce is a four-year business degree where you study accounting, finance, marketing, human resources, and management. McMaster's program includes a mandatory co-op work term, so you alternate between classroom learning and paid work experience at real companies. This program suits people who want broad business knowledge and practical work experience before entering the job market.	You study business fundamentals — how organizations work, manage money, make decisions — with a focus on global markets and cross-border trade. The co-op requirement means you alternate between classroom semesters and paid work terms at real companies, giving you practical experience alongside theory. This suits people who want hands-on learning and international exposure while building a professional network before graduation.
The door tomajors you reach through it	accounting commerce/business	accounting commerce/business finance marketing	Applied to directly
Entrance awardsat this campus, by average	4 published, 3 with no applicationfrom 80%See them	5 published, 3 with no applicationfrom 75%See them	4 published, 4 with no applicationfrom 85%See them
Source	University of Waterloo on OUInfo	McMaster University on OUInfo	University of Toronto — Scarborough on OUInfo

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